What Loan Product is Right for Me?

As a full service mortgage broker, Adelphia Mortgage LLC offers an array of loan programs to fit the needs of any borrower. We work with over 25 lenders and are continually training our staff on cutting edge new programs. We offer the most competitive rates and have a tendency to think outside the box for those loans that are typically hard to qualify for. Depending on several factors, it is very important to select the program the best fits your lifestyle. So, what program is right for you?

You may want to think about the following questions which may impact your decision.
Will your income increase, decrease or stay the same over the next few years?
Does your monthly income fluctuate because you are a commission based employee?
Do you intend to live in this house for more than 2 years? 5 years? 10 years?

What is most important to you?
The lowest monthly payment?
The lowest interest rate?
The shortest term of loan?

The Graphic Below details different programs and their benefits.

Goal:	Low Payments	Short Terms	Low Rates	Flexibility	Fixed Rates
	40 YEAR TERM	10 YEARS	ARMS	OPTION ARM	10 YEARS
	INTERST ONLY	15 YEARS	10 YEAR LOAN		15 YEARS
	30 YEAR TERM	20 YEARS	15 YEAR LOAN		20 YEARS
			OPTION ARM		30 YEARS
					40 YEARS
	FREE UP CASH FOR OTHER EXPENSES	PAY OFF HOUSE QUICKLY	PAY LESS IN INTEREST	PICK A PAYMENT EACH MONTH	NO RISK
	AFFORD A BIGGER, NICER, HOME	LOWER RATES	LOW MONTHLY PAYMENTS	LOW RATES	RATE LOCKED FOR LIFE
		MORE $ APPLIED TOWARDS PRINCIPAL	SHORT TERM MORTGAGE	CUSTOM LOANS